Identity card, property certificate, guarantor, income certificate, marriage certificate, etc.

2. What is the process of buying a car with a loan from Bank of China?

Generally speaking, buying a car with a loan has two advantages. First, the saved funds can be used in other places, such as investment, and the money invested may be more than the loan interest; Second, you can accumulate credit, borrow money to buy a car, and as long as you repay on time, you can accumulate good personal credit, which will help you apply for loans and credit cards in the future.

The process of buying a car with a loan is as follows:

First, book a car. Book the car first, then take the loan process, and negotiate with the 4S shop for specific preferential policies.

Second, submit the loan procedures. Usually need: husband and wife identity certificate, driver's license, marriage certificate, real estate license, income certificate, bank running water and other information.

Third, waiting for approval. After the loan procedures are submitted, the bank/vendor finance/third-party finance company will examine and approve the loan applicants' qualifications, which are usually divided into online examination and approval and offline examination and approval. Online approval generally calls the loan applicant; Offline approval is generally a home visit, and it will only be taken if the loan applicant's qualification is not very good.

Fourth, pay the down payment. After the loan is approved, it is necessary to pay the down payment to the 4S store first, and then the 4S store will issue a receipt for the down payment and give it to the bank/finance company for loan.

5. borrow money to pick up the car. Banks/financial companies will lend money to 4S shops or loan applicants, so that they can issue insurance invoices to pick up their cars normally.

If you need to borrow money, you can also choose to spend money under Xiaoman Finance. Qianhua is a credit brand owned by Xiaoman Finance, which provides users with safe, convenient, unsecured and unsecured credit services and borrows money to Xiaoman Financial APP.

Xiaoman Finance will earnestly implement the call of the state to support small and micro enterprises to tide over the difficulties. Its credit service brand has the money to fully support small and micro production and operation, and Xiaoman Finance is the first choice for most small and micro owners. It is reported that 70% of credit users of Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of loans to small and micro business owners.

This answer is provided by Kangbo Finance, focusing on the interpretation of financial hot events, the popularization of financial knowledge, the pursuit of professionalism and interest, so that the financial content that the people can understand can convey financial value in vivid and diverse ways. I hope this answer is helpful to you.

3. What is the process of buying a car with a loan from Bank of China?

Personal car loan refers to the loan used by China Bank to purchase consumer cars (excluding used cars). 1. The borrower needs to meet the following conditions: 1, valid proof of full civil capacity; 3. Have the legal ability to repay the loan principal and interest; 4. Good personal credit; 5. Or a letter of intent to buy a car; 6. Individuals or units that provide sufficient compensation capacity for handling banks provide irrevocable joint and several liability guarantees for third parties; Or provide other conditions stipulated by the handling bank of the first car purchase that meet the Interim Measures for the Administration of Personal Credit Revolving Loan Line of Bank of China for customers to pay the line stipulated in these Measures. 2. Submission materials: (1) loan application; (2) ID card, household registration book or other valid (3) professional and economic income certificates, including but not limited to income certificates issued by the unit, bank deposit certificates, credit card statements, tax payment certificates, etc. (four) the car purchase agreement, contract or letter of intent signed with the dealer; (five) the certificates or documents required for the guarantee, including the list of the mortgaged (pledged) goods and the person who has the right to dispose of them (including the proof of joint ownership of property; Certificate of ownership or use right of collateral issued by the competent department, written appraisal certificate (written appraisal of vehicle invoice price combined with market published price), and documents agreeing to insure; Pledged goods need to be delivered with pledged goods or rights certification documents; Guarantee contract and relevant credit certification materials; Or documents proving that they meet the conditions for credit loans; (6) Relevant certificates that the down payment for car purchase has been paid; (7) Other documents required by the branch. Three. Application process: after receiving the loan application, the lender will examine and approve it according to the relevant examination and approval process. Because there are some differences in different regions, please consult local institutions in detail when applying for loans.

Welcome to download China Bank Mobile Banking or pay attention to "China Bank Micro Banking" to handle business.

Bank of China Online Customer Service: oc.cn/ZIM/

Mobile banking download: /bLoan.html? Language environment = zh & ampv = 20180518020405613.

Country s://ebsnew.boc.cn/boc15/studentloan.html? Language environment = zh & ampv = 20180518020405613.

Online credit card application:/ebanking/online/20131t 20131024 _ 2567833.html.

Fourth, the company loan to buy a car process?

Prepare the borrower's ID card, income certificate, driver's license, stamped bank statement or other income certificate, etc. And submit it to the bank or a third-party financial service company that cooperates with 4S stores for review. After the loan is approved, the borrower pays the down payment to the 4S shop and gives the receipt of the down payment to the bank or a third-party financial institution to wait for the loan. After the loan is successful, the borrower only needs to repay the car loan on time every month according to the repayment plan.