No. Cai Hui's professional Q&A this question shows that the bank has no clear requirements for whether the card used to repay the mortgage is run by a local outlet or a different outlet; Both can be used, as long as the loan is repaid on time, but it should be noted that the debit card for repayment must belong to the same bank as the mortgage. Rural commercial banks, referred to as rural commercial banks for short, are joint-stock local financial institutions composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations under their jurisdiction.