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The characteristics of the International Monetary Fund loan are
The loan conditions are strict and the loan amount is limited.

1. Strict loan conditions: International Monetary Fund loans usually require borrowers to meet certain conditions, such as reducing inflation, implementing structural reforms, and reducing fiscal deficits.

2. Limited loan amount: The International Monetary Fund has a limited loan amount, and usually only provides short-term financial support to meet the urgent financing needs of borrowing countries.