1. Analysis of the reasons why ICBC's business friend card was reduced to 3 stars.
Three-star customers are mainly college students (including graduate students) and young professionals with short working hours and development potential, which is the potential target customer market that the Bank focuses on and actively guides. If it drops to three stars, it means that the price has really been reduced!
Like other ICBC cards, the ICBC business friend card will be downgraded and of course upgraded. If your ICBC business friend card will be 3 stars, it may be that your ICBC card has not been used for a long time, and the bank can't find your record. Naturally, you can't see whether you have the strength, deposits, loans, investment and wealth management, etc. If it is not used for more than half a year, it will be downgraded. If you really have a bad credit record and are unable to deposit and loan, you will also be downgraded.
Second, the three-star customer service of ICBC card
1, service channels: mainly through financial convenience stores, online banking regular edition, 95588 service line, mobile banking (WAP), self-service banking and other channels to provide services to three-star customers.
2. Services: providing personal financial services such as savings deposits, personal consumption loans, investment and wealth management products, bank cards, collection and payment, settlement and remittance, wealth management consulting, account management, and electronic banking.