First, deepen the reform of rural credit cooperatives and give full play to the role of supporting agriculture. Strive for 1 year to realize the transition of loan risk to five-level classification, basically straighten out the management system in 3 years, and gradually build rural cooperative financial institutions into community rural banking financial institutions with clear property rights and distinctive management in 5 5- 10/year.

The second is to speed up the reform of policy banks and give full play to their role in supporting agriculture. The Agricultural Development Bank should expand its business scope and service areas, timely increase rural infrastructure and rural technological transformation such as drinking water safety, small-scale farmland water conservancy construction, straw power generation and small hydropower, increase support for leading industrialized enterprises, and give full play to the functions of policy loans such as comprehensive agricultural development.

The third is to speed up the reform of the Agricultural Bank and increase market-oriented support for rural areas. According to the direction of non-tradable shares, through state support and self-restructuring, the Agricultural Bank will be transformed into a state-controlled joint-stock commercial bank as a whole.

The fourth is to speed up the establishment of postal savings banks and establish and improve the mechanism of postal savings funds returning to rural areas. It is necessary to complete the establishment of the Postal Savings Bank this year, completely separate the postal savings business from the postal department, expand the scope of independent use of postal savings funds, and guide the postal savings funds to return to the countryside.

Fifth, support the development of other forms of rural financial service organizations and methods. Promote the competition among existing rural financial institutions by deepening the reform and transformation mechanism.