I. Installment payment business

It refers to the business that the cardholder applies to use his credit card to buy goods or services (including decoration, building materials, furniture, home appliances, weddings, tourism, department stores, etc.) at the merchants designated by CCB. ), and with the consent of CCB, the cardholder pays the settlement money in the settled merchants designated by CCB by special installment, and the corresponding transaction amount is divided into several installments on average, and the cardholder repays the money every month within the agreed time limit and pays a certain handling fee.

Second, two housing modes in stages.

① You can choose a decoration company that cooperates with CCB and make a one-time payment to the decoration company.

② You can also choose a number of merchants such as tiles, wallpapers, cabinets, furniture and home appliances that cooperate with CCB. Purchase materials and decorate yourself.

Three. Number of installments, amount, purpose and handling fee

① Number of periods: 6 periods, 12 period, 18 period, 24 periods, 36 periods, each period is one month.

(2) Quota and purpose: the applied quota is more than 20,000 yuan (inclusive) 1 10,000 yuan (inclusive), and the validity period of the quota is 6 months from the loan date; You can swipe your card at different merchants for many times, but the amount of each swipe must not be less than 1000 yuan.