1. When employees apply to the unit for withdrawal of housing provident fund, the unit where they work should carefully verify and prove the authenticity of the reasons for withdrawal, and sign an opinion on the Application Form for Withdrawing Housing Provident Fund and affix the official seal of the unit (the application form for repayment of commercial housing loans from housing provident fund shall be audited and sealed by the loan bank);

2 employees hold the "application form for the withdrawal of housing provident fund" or "application form for the repayment of commercial housing loans by housing provident fund" and related materials to the management center and its branches or deposit banks for the withdrawal and examination procedures;

3. With the approval of the management center and its branches or the bank where the account is opened, the employee shall issue a certificate of housing provident fund withdrawal to the unit where he works with the audited Application Form for Housing Provident Fund Withdrawal or the Application Form for Commercial Housing Loan Repayment, and then go to the bank where the account is opened for withdrawal.

Conditions for withdrawal of provident fund:

1, where owner-occupied houses are purchased, provide purchase contracts, agreements or other certificates;

2, the purchase of owner-occupied housing, provide approval documents or other documents from the administrative departments of construction and land;

3, renovation, overhaul occupied housing, provide the approval documents of the planning administrative department or other documents;

4. Retirement, provide retirement certificate;

5, completely lost the ability to work and terminate the labor relationship with the unit, provide proof of complete loss of labor ability and proof of termination of labor relations;

6, after the termination of labor relations with the unit, not re employment for five years, to provide proof of unemployment;

7. if you leave the country to settle down, provide proof of leaving the country to settle down;

8, within the administrative area of this province, provide proof of migration;

9 to repay the principal and interest of the house purchase loan, and provide the house purchase loan contract;

10, pay rent, provide proof of salary income and house lease contract;

1 1, migrant workers and units terminate labor relations, and provide household registration certificates and certificates of termination of labor relations;

12. Other circumstances specified by the Housing Provident Fund Management Center.

To sum up, employees apply to the provident fund center with their ID cards, household registration books and work certificates; Staff receive data and review data; After the audit is completed, a qualified certificate of deposit of off-site provident fund shall be issued; Issue a certificate of deposit of off-site provident fund and a certificate of no loan at the same time.

Legal basis:

Article 36 of the Regulations on the Management of Housing Provident Fund

Workers and units have the right to inquire about the deposit and withdrawal of their housing provident fund, and the housing provident fund management center and the entrusted bank shall not refuse.

Workers and units have objections to the storage balance in the housing provident fund account, and may apply to the entrusted bank for review; If there is any objection to the results of the review, you may apply to the housing provident fund management center for review. The entrusted bank and housing provident fund management center shall give a written reply within 5 days from the date of receiving the application.

Workers have the right to expose, report and accuse the misappropriation of housing provident fund.