Under any of the following circumstances, employees may apply for withdrawing all the balance in the housing provident fund account and cancel the individual housing provident fund account:

Divorce or retirement;

Workers with agricultural household registration, men over 60 years old and women over 55 years old;

Settle abroad, Hong Kong, Macao and Taiwan;

Completely lost the ability to work, mostly lost the ability to work or severely disabled (first or second degree disability) and dissolved or terminated the labor relationship with the unit;

Receive unemployment insurance benefits;

Being sentenced to punishment, the registered permanent residence has moved out of this city, and the non-registered permanent residence workers and units have dissolved or terminated their labor relations;

The housing provident fund account has been transferred to the centralized storage account for two years or the labor relationship with the original unit has been terminated for two years;

Work outside the administrative area of this Municipality, and establish and deposit housing provident fund locally.