After the real estate license comes out, the bank applying for the loan will go through the formalities of loan change, and the bank's consent is needed to complete the formalities. Take some information with you and sign a contract for increase or decrease of the same person. After handling, the cost will be high. I hope it will be useful for you to run a few more times.
Second, what are the procedures for adding the name of the spouse to the loan house?
1. whole house name: 1. Bring the original and photocopy of marriage certificate, ID card and real estate license. 2. Go to the real estate trading center in the area where the house is located, and let you know in the pre-inspection window that you are here to apply for the real estate license and add your spouse's name. The window staff will review the submitted materials, give a number if the materials are complete, and then take the number to the relevant window. 3. Fee for adding the name of the real estate license: 1 10 yuan handling fee. The details are as follows: 80 yuan production fee, 25 yuan cadastral map fee and 5 yuan sticker fee. If you succeed in 20 days, you can get a new real estate license. 4. You can set a password for the new real estate license, and the real estate trading center will inform you of an initial password, which can be changed by yourself afterwards. II. Name of the mortgaged house: 1. Go to the bank to go through the formalities of mortgage change first. 2. Fee for adding the name of the real estate license: In addition to the above-mentioned 1 10 yuan, if it is a pure provident fund loan, an additional fee of 100 yuan is required; If the loan is in the form of a combination, it will be paid to 200 yuan. 3. Other steps are the same as adding the name of the whole house. Matters needing attention in adding the name of real estate license 1. When adding the name to the real estate license, we should pay attention to the required documents: real estate license, household registration book, ID card, marriage certificate (marriage certificate or single certificate), and minor children should provide household registration book or birth certificate. In addition to bringing enough documents, you need to prepare copies of various documents. 2. When adding a name to the real estate license, you should pay attention to your sense of existence. When adding a name to the local trading center, both the property owner and the property owner should be present. 3. Pay attention to different charging standards when adding the real estate license: adding the name of the house with loan and charging standards ① adding the real estate license of the house with loan. In this case, you should go to the loan bank to go through the mortgage change procedures first. ② In this case, an additional fee of 100 yuan is required. If the loan is a commercial loan portfolio of provident fund, 200 yuan needs to be paid. Other rules and procedures are the same as having a house without a loan. For the house purchased after the loan, if the parties get married or have other circumstances after the purchase, they can add their names to the real estate license. Adding the name to the real estate license should be handled in strict accordance with the procedures, and the first time you apply for the real estate license, you can add it directly. Only after the real estate license is issued, can they apply for a * * * certificate from the real estate transaction department, and there is no extra cost. Both parties can go to the real estate management department personally with the real estate license and marriage certificate. Legal basis: Article 209 of the Civil Code of People's Republic of China (PRC) establishes, changes, transfers and extinguishes the real right of immovable property, which will take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law. Natural resources owned by the state according to law may not be registered.
3. How can I apply for adding my spouse's name when I buy a house without a real estate license and the loan has not yet come down?
How to add the wife's name to the real estate license? Husband and wife only need to bring their ID cards, marriage certificates and original house property certificates to the real estate trading center where the house is located, so they can add or subtract their names. If you have a loan before, you need to bring the above certificate with you to the loan bank of the house to apply for a name increase. After the approval of the bank, the bank will lend you the certificate of other rights and related materials, and then you can go to the real estate trading center to go through the formalities of adding the property right certificate and other rights certificates! Only the cost of 200 yuan is needed for the whole journey! 1. Buying a house after marriage, the real estate license only has the husband's name, and now I want to add the wife's name. Because the married property belongs to both husband and wife, it is quite simple to add a name. You only need both parties to hold marriage certificate, ID card and real estate license, and fill out an application for both parties to own real estate in the office hall of the Housing Authority, so you can apply for real estate license to increase someone's business.
2. If the husband bought a suite alone before marriage, he wants to add his wife's name to the real estate license after marriage. Because the real estate involves the husband's personal property before marriage, adding a name is relatively complicated, and it is necessary to handle the transfer or gift procedures of real estate transactions through second-hand houses. In this case, taxes such as deed tax, personal income tax and business tax should be paid.
3. If the husband and wife get married, they have two real estate licenses with their names on them. If you want to add the names of your children or parents, you must first go to the real estate transaction core to evaluate the price of the house, because this is quite a form of house sale, and you need to pay various taxes and fees.
4. If you are not married, your boyfriend bought a house before, and your girlfriend wants to add a name to the real estate license, the situation will be much more complicated, because it will be regarded as a house sale, and you need to pay business tax, individual tax and so on.