Rural commercial banks generally stipulate that borrowers must be over 18 years old, and the loan period cannot exceed 60 years old, that is, the borrower's age cannot exceed 60 years old, otherwise loans cannot be made. In addition, the rural commercial bank will decide whether to approve the loan application 1 according to the borrower's credit status, repayment ability and other factors.

Generally speaking, there is an age limit for rural commercial bank loans. The borrower's age must be above 18, and the loan period must not exceed 60 years old and 1.