Loan terms
Standard requirements of banks for borrowers:
1, with China resident identity card or household registration certificate, at least 18 years old.
Those who are not at large in prison have no bad hobbies.
3. Good credit, certain economic strength and ability to repay the principal and interest.
4. The borrower must be a natural person with full capacity for civil conduct and must ensure that the loan is used for legitimate business.
5. Have a stable occupation and income, high integrity, clear property rights, no malicious default on bank loans, and no triangular debts.
Attach a document
A valid ID card and passport for me and my spouse.
Marriage certificate (unmarried certificate or single certificate is required)
Financial product statement or utility bill or household registration book in the last three months.
Personal tax payment certificate or bank statement or bank transaction flow or bank passbook in the last three months.
My Baidu space has a more detailed explanation.
There is a link to apply for a loan online in my Baidu space, which is very convenient and free. You can submit your own loan application online and quickly match the bank that suits your place of residence.
If you don't understand, you can ask me