You can't get a loan. A house without a real estate license must not be loaned. When using real estate as a mortgage loan, the essential information is the real estate license. No real estate license means that the owner of the house only has the right to live in the house and has no right to use it. Therefore, it is impossible to get a loan without a real estate license. Article 32 of the Measures for the Administration of Urban Real Estate Mortgage shall submit the following documents to the registration authority for the registration of real estate mortgage: (1) the identity certificate or legal person qualification certificate of the mortgagor; (2) An application for mortgage registration; (3) mortgage contract; (4) State-owned land use right certificate, house ownership certificate or real estate ownership certificate. For some houses, house ownership certificate and other * * * people's consent to mortgage must also be submitted; (5) Documents and evidential materials that can prove that the mortgagor has the right to establish mortgage; (6) Information that can prove the value of the mortgaged real estate: (7) Other documents deemed necessary by the registration authority.