The latest bank commercial loan interest rate:

1. Short-term loan for six months (inclusive) 5.35%

Six months to one year (inclusive) 5.35%

2. Medium and long-term loans for one to three years (inclusive) 5.75%

Three to five years (inclusive) 5.75%

5.9% for more than five years

p>

Provident fund loan interest rate:

For less than 5 years (including 5 years), the annual interest rate is: 3.5%

For more than 5 years, the annual interest rate is: 4.0%