(1) Original and photocopy of the borrower's valid identity certificate (if it is inconvenient to provide a copy, it can be copied by the business department, the same below). At present, the valid identity documents accepted only refer to the identity card (currently within the validity period) or the household registration book, which must record the customer's identity card number. If you use temporary id card, you must also provide a household registration book. (2) Farmers can use their ID cards or household registration books for loans, and merchants must use their ID cards for loans. If the borrower is married, it should also provide the original and photocopy of the marriage certificate (household registration book jointly registered by husband and wife, or marriage certificate) and the original and photocopy of the spouse's ID card. (3) To apply for a merchant loan, provide the original and photocopy of the business license that has passed the annual inspection (it is not necessary to apply for an industrial and commercial business license as stipulated by the industrial and commercial department), and the original and photocopy of the business license of the relevant administrative department shall also be provided for franchising. (4) To apply for a merchant loan, business premises should also be provided.