If you don't break the law, (even if you break the law, it's the crime of the enterprise-if the enterprise can't cash it at that time), the high return promised by illegal financing can't be realized, and the company that guarantees the enterprise doesn't have the guarantee ability. If the enterprise is a formal enterprise, it doesn't matter if you trust it or lend it to the enterprise.
Second, what is the difference between new credit and new social financing?
Statistical caliber is different. New RMB loans in social finance do not include loans from non-bank financial institutions, and new RMB loans from financial institutions do include loans from non-bank financial institutions.
The scale of social financing refers to the real economy
Funds obtained from the financial system should pay attention to two points here:
First, the real economy refers not only to enterprises, but also to individuals.
Second, the financial system not only refers to the bank credit market, but also includes the bond market.
, stock market, etc. For example, the funds raised by IPO of listed companies will also be included in social integration.
The core item with the largest proportion in the social financing data of new RMB loans.
The scale of social financing mainly includes on-balance-sheet business (RMB loans and foreign currency loans) and off-balance-sheet business.
(Trust, bills), direct financing
(bonds, stocks), of which RMB loans account for 66%, which is the core item of social financing, so it will be counted every month.
In addition, due to the accelerated development of China's direct financing market in recent years, the proportion of direct financing has gradually increased.
3. What is the difference between new RMB loans from financial institutions and new loans from social financing loans?
Statistical caliber is different. New RMB loans in social finance do not include loans from non-bank financial institutions, and new RMB loans from financial institutions do include loans from non-bank financial institutions.
4. What do you think is the difference between new RMB loans and new social financing?
There is a big difference, because new credit is a way of borrowing, which will have certain losses to people's economy, but new social financing is not a form of online lending, but a way of financing.