The mortgage is 340,000 yuan and the loan is 20 years. How much do you need to give to the bank if you repay the money after two years?

According to the current annual interest rate of 5.4%, assuming that the interest rate will not be adjusted in the future:

1, the repayment method of equal principal and interest needs to be repaid after 2 years: 3200343.85+ liquidated damages;

Repayment with average capital after 2.2 years: 305,999.92+liquidated damages.

The liquidated damages shall be implemented in accordance with the provisions of the bank contract.

If you clearly know the time of interest rate adjustment and the interest rate you are implementing in the current period, you can also set up a professional loan calculator to calculate the monthly payment yourself. Professional loan calculator, the address is as follows: /view/6ad868c2cf84b9d529ea7a4f.

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