1. Banks are online lending platforms: some online lending platforms launched by banks usually have high credibility and credit guarantee, such as Ant Borrowing and JD.COM White Bar.
2. Internet finance companies: These companies provide online loan services, and the approval speed is usually fast, such as auction loans and renren loans.
3.P2P platform: that is, a person-to-person lending platform, which realizes loan transactions by matching borrowers and lenders, such as lufax and Pleasant Loan.
4. Mortgage loan platform: loan services that provide collateral as a guarantee usually need to provide assets such as real estate and vehicles as collateral, such as Love Money, Chain Home Finance, etc.
It should be noted that the loan amount is related to the requirements of specific platforms and the credit status of borrowers. Some platforms may have higher requirements for the borrower's credit evaluation and need to provide more materials and guarantees, while others may have lower requirements for the borrower's background. Borrowers should choose their own lending platform according to their own conditions and read the relevant contracts and terms carefully.
Extended data:
There are certain risks in the online loan industry, so borrowers should carefully choose platforms and understand and abide by relevant laws and regulations. Before borrowing money, it is best to fully investigate and understand the platform, including the platform's reputation, qualifications, operating time and other information. At the same time, we should pay attention to the rational use of debt to avoid excessive borrowing leading to debt accumulation.