No. According to the information on the query website, as long as you get married, no matter whether the main loan is one person or there are two people, the bank will eventually require the personal credit report of both parties, and as long as one party's credit report is not good in the report, then it is If you are unable to get a loan to buy a house, or if you are unable to get a loan due to credit problems with the home buyer, the house sales contract may be terminated, and the home buyer shall bear liability for breach of contract. Husband and wife can purchase a house separately, but from the perspective of marriage law, the house purchased is still the joint property of both husband and wife. Even if only one party's name is registered on the property certificate, if one party wants to divorce or divide the property in the future, If you have more rights, you need to sign a prenuptial property agreement before buying a house or reach an agreement after marriage to clarify the ownership of the house.