First, Didi loan is first of all a loan and a credit report.
We are all familiar with such things as loans. A loan doesn't mean you don't have to pay back the money. The money you borrowed will eventually be repaid with interest. In the past, there were few ways to borrow money, so we could only borrow from banks. But in recent years, many new forms of loans have emerged, such as things like Didi Dai, and loans like online loans in the past, which are a good thing for many people who urgently need short-term capital turnover. But we should be aware of a problem. All the money borrowed from the loan will be paid back in the end. If you don't have enough profitability, it is a heavy burden for you.
Second, why not be optimistic about the loan of Didi loan?
First of all, the users that Didi Loan mainly faces are drip truck drivers. For this kind of people, they need a lot of cash expenditure and a certain income to maintain their lives. But for Didi drivers, this kind of loan may be a convenience to maintain life in the short term, but in the long run, it will increase the burden of life. We can understand that after the product of Didi Loan is launched, Didi will have more profitable forms.
Third, Didi not only earns money from users and drivers, but also earns money from cash flow.
We just mentioned that Didi not only earns money from users and drivers, but his future profit model may also earn some cash flow. Where does this cash flow come from? It is a loan from Didi's Didi loan, so this thing is good for Didi, but not necessarily good for consumers, because Didi makes money in this way.