The specific withdrawal process of Suzhou Housing Provident Fund is as follows:

1. The withdrawer applies to the Provident Fund Management Center with his or her provident fund card, ID card and relevant supporting materials. If it is a repayment loan withdrawal, the withdrawer should first go to the lending bank to obtain a loan repayment certificate. Relevant certification materials provided by the withdrawr must be accompanied by a copy of the original;

2. After the Suzhou Provident Fund Management Center accepts the application, the staff will conduct a preliminary review and make a decision to approve or disallow the withdrawal, and three Applicants will be notified by phone within working days. Generally, if the conditions are met, the withdrawal will be allowed. In this case, the "Suzhou City Housing Provident Fund Withdrawal Application Review Form" needs to be issued;

3. Keep a copy of the original inspection document that meets the conditions, and go through the withdrawal procedures. General employees receive a phone call and go to the provident fund withdrawal counter in the provident fund hall with relevant materials to withdraw. After meeting the withdrawal conditions, the entrusted bank will transfer the withdrawn housing provident fund to the bank debit card associated with the employee in real time.

Conditions for withdrawing provident fund:

1. If purchasing a self-occupied house, provide a purchase contract, agreement or other certificates;

2. If purchasing a self-occupied house, , provide approval documents or other certification documents from the construction, land and other administrative departments;

3. If renovating or overhauling self-occupied housing, provide approval documents or other certification documents from the planning administration and other competent departments;

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4. If you retire, provide a retirement certificate;

5. If you completely lose your ability to work and terminate the labor relationship with the unit, provide a certificate of identification of complete loss of ability to work and a certificate of termination of the labor relationship;

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6. If you have not re-employed for five years after terminating the labor relationship with your employer, provide a certificate of non-employment;

7. If you leave the country to settle down, provide a certificate of leaving the country;

8. If your registered permanent residence moves out of the administrative area of ??the province, provide a migration certificate;

9. If you repay the principal and interest of the house purchase loan, provide a house purchase loan contract;

10. If you pay the rent, provide Proof of salary income and housing rental contract;

11. Migrant workers to terminate the labor relationship with their unit, provide proof of household registration and proof of termination of the labor relationship;

12. Housing Provident Fund Management Center Provide other circumstances for extraction.

In summary, employees need to bring relevant materials including provident fund cards, personal ID cards, etc. to the provident fund management center to apply. After the management center accepts the application, it will be reviewed in a timely manner. If the conditions are met, the procedures will be handled; if the conditions are not met, the staff will inform you of the specific reasons and require timely processing.

Legal basis:

Article 24 of the "Housing Provident Fund Management Regulations"

If an employee has any of the following circumstances, he or she may withdraw funds from the employee housing provident fund account The storage balance of:

(1) Those who purchase, build, renovate or overhaul their own houses;

(2) Those who retire or retire;

(3) ) Completely loses the ability to work and terminates the labor relationship with the employer;

(4) Leaving the country to settle down; (5) Repaying the principal and interest of the house purchase loan;

(6) The rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, if the employee housing provident fund is withdrawn, the employee housing provident fund account shall be canceled at the same time.

If an employee dies or is declared dead, the employee’s heirs and legatees can withdraw the balance in the employee’s housing provident fund account; if there is no heir or legatee, the balance in the employee’s housing provident fund account can be withdrawn. Included in the value-added income of the housing provident fund.