Recently, Gansu police cracked a large loan case. There were more than 390,000 victims in this case, 89 of whom committed suicide because of debt collection. How heartbreaking, this matter has attracted a lot of people's attention. What do you know about conventional loans? ? Regular loans? Also known as? Life-threatening loans? The core routine is that as long as you borrow money, you can't pay it back until the borrower loses everything. Once you come into contact with this thing, it is difficult to get out, because you can't get it at all, until the borrower is exhausted and overwhelmed, and finally has to choose to commit suicide. This is not only the tragedy of one person, but also the tragedy of countless families.

There must be something hateful about the poor. Most people who make routine loans have a psychology, that is, they are vain. Vanity is a kind of distorted self-esteem, an excessive expression of self-esteem, a personality defect of pursuing vanity, and an abnormal social emotion that people show in order to gain honor and attract general attention. Impulse consumption because of vanity, and go to the loan if you have no money. As we all know, loan is a super big trap.

Nowadays, many young people have a problem, that is, they don't have a correct view of consumption. It is particularly easy to spend impulsively, and most people will have the psychology of malicious comparison. They think I should have something that others have, and shopping is always expensive. This view of consumption is very incorrect. I don't think all expensive things are good, but it is best to buy what suits you best within your ability. Most people lack financial awareness, do not live within their means, and do not know how to be frugal, which is also the status quo of many people in contemporary society.

Financial quotient is very important to a person. If the personality is not particularly noble and pursues nothingness, or if the wealth reaches a certain level, they are not interested in money. In addition, most ordinary people will deal with money all their lives, so having a high financial quotient is a trait that everyone should have.