You can log in to online banking and query the loan situation through the function of "Loan Management-Loan Query and Settings", including historical transactions, application progress, contracts, remaining repayment plans, line details, overdue information, etc. You can also change the repayment account. You can also log in to the mobile banking and inquire about the loan situation through the function of "Home Page-Loan Management-My Loan", including historical repayment, overdue, remaining repayment plan, loan amount, contract and other information. You can also change the repayment account and prepay.

The above contents are for your reference. Please refer to the actual business regulations.

How to inquire about personal loan information?

Personal loan information can be queried in the following ways:

Inquire through the loan bank; Inquire through the central bank's credit information system; Inquire through the civil credit information system.

Inquire through the loan bank

You can go to the bank outlets that have applied for loans and ask the staff to help print the list of repayment records. In the daily account, you can see your repayment records for each period.

Inquire through the central bank's credit information system

You can go to the local central bank's credit information management center to inquire about personal loan records, or you can inquire about personal loan records through the central bank's credit information center official website.

The method of online inquiry is as follows:

Open the Baidu 12.23.5. 10 browser in the iPhone 4. 1 version.

1, enter the credit information center official website, and click to enter the Internet personal information service platform ";

2. Click "Start Now" in the platform and complete the registration after entering the page;

3. After logging into the account, you can apply for personal loan records.

Inquire through the personal credit information system

Personal credit information system also records personal loan information.

Supplementary information:

Personal loan, also known as retail loan business, has become an important loan business after decades of development.

Personal loan refers to the loan issued by the lender to the borrower for the purchase of owner-occupied housing and the repair and construction of owner-occupied housing (excluding export housing) by urban residents.

When a lender issues a personal housing loan, the borrower must provide a guarantee. If the borrower fails to repay the principal and interest of the loan at maturity, the lender has the right to dispose of its collateral or pledge according to law, or the guarantor shall be jointly and severally liable for repaying the principal and interest.

Personal loans include personal housing loans, personal housing provident fund loans, personal car loans, personal study abroad loans, personal comprehensive consumption loans, personal production and operation loans, personal credit loans, personal certificates of deposit (government bonds) and so on. There are two repayment methods, equal principal and interest repayment and equal principal repayment.

Personal loans are principal loans provided by lenders (general commercial banks) to consumers or families for personal consumption, production and operation. And stipulate the loan interest, repay the principal and interest on schedule, and use it for buying self-occupied housing, consumption or small investment. Personal loans provided by banks are different. "

How to inquire about personal loan information?

What should I do if I want to inquire about personal loan information, whether it is a loan or not? Some people borrow other people's ID cards to get loans. I don't know if I can get a loan. We need to check the details of the loan carefully before we know. So how can personal loan information be inquired?

1. Personal online banking inquiry

This kind of inquiry is suitable for personal online banking counter customers. The poor inquiry steps are to log in to the bank official website-e-banking personal online banking-log in to your own account-select loan inquiry.

2. Telephone banking inquiry

Applicable customers are registered accounts and self-registered accounts of individual registered customers and individual self-registered customers. The inquiry steps are as follows (taking ABC as an example): 1 inquiry -3 loan inquiry-1 loan information inquiry /2 inquiry about repayment details by date /3 inquiry about repayment due in the next period. The information I want to know is as follows: (1) loan account number, IOU number, installment paid, accumulated principal paid, interest paid, remaining installment, remaining principal; (2) Query repayment details by date; (3) Inquire about the next repayment.

3. Ask at the loan bank counter.

You can go to the loan bank to inquire about personal loan information. You can inquire according to the following steps: customers bring ID cards and other loan-related information. If there is no loan, customers can bring their ID cards directly. Go to the front desk of the loan bank and ask him to check for you.

4. Personal credit inquiry

No matter who you are, as long as you can query personal credit information, you can apply for it yourself. Customers can directly log in to the personal credit information system online, or ask someone to help you inquire, and bring ID cards and other related materials to the credit information center for inquiry.

Will personal information of online loans be leaked?

Many people will think of it when they are rejected by bank loans again.

. However, many people are worried when choosing online loans. They often worry that their online loans will lead to many risks due to the disclosure of personal information. So,

Will personal information be leaked?

In fact, it is normal for everyone to worry about this problem. Because whether the online loan is successful or not, it needs to be submitted in advance.

The platform submits relevant personal information in advance. In fact, as long as you choose a formal lending institution, the borrower's personal information will not be leaked. When the lender signs the relevant loan contract with the borrower, the lender will sign an agreement with the user, including the confidentiality agreement, which includes the obligation of the loan company to keep the personal information of the user confidential. Therefore, we don't have to worry too much. Once the borrower's personal information or data is leaked, he can also take up legal weapons to safeguard his legitimate rights and interests. So, how to choose a formal loan company loan? Below, let's teach you some methods.

First, is the online loan company formal?

Even online lending companies should have their own office space. The borrower can go to the loan company to learn the following information first. First of all, it depends on whether their business licenses are complete and can be provided to borrowers for inspection. After reading their business licenses, we should also check their registered capital. Companies with a registered capital of less than/kloc-0.00 million are basically unreliable companies, and we can basically ignore them.

Second, understand the source of funds of the loan company.

When borrowing money, the borrower should first check whether the company's capital source is reliable. Strong financial guarantee is the foundation for the survival of loan companies. If the loan company has unclear sources of funds and less loan funds, you should also pay attention to prevent it from being an irregular and unclean loan company. Especially those loan companies that claim to be open 24 hours a day are mostly unreliable. No formal loan company is open 24 hours a day, and formal loan companies have fixed working hours.

There is no need to pay any fees before the loan.

Formal loan companies don't have to pay any fees when borrowing money, but only pay the corresponding fees when lending money. Informal loan companies will start charging fees in various names when applying for loans. Don't believe it. In addition, the loan procedure is very simple, the data review is quite loose, and the expected annualized interest rate of the loan is attractive. It's also very unreliable and incredible.

How to query personal loan records?

1, telephone inquiry. As the name implies, it is to call for advice. Call the loan bank and inquire about the loan information you need to know.

2. Network query. You can check my credit report on the personal credit service platform of the Credit Information Center of the People's Bank of China.

(1) First log in to the online bank of your own bank and find the trading area.

(2) Find an online loan in the trading area and click "My Loan".

(3) Click "Details" to view the details of your loan.

(4) Click "Details" to query your personal loan information by date.

(5) Finally, you can click "Repayment Plan" to query the repayment method and date by date.

3. Manual query. Although manual inquiry is troublesome, it is comprehensive. If you want to inquire about loan information, you can go to the loan bank counter and ask the bank staff to know all the information about personal loans.

Operating environment: iphone1115.0 national bank V7.2.0.

The details that should be paid attention to when making a loan mainly include the following points.

1. Whether the lending institution or platform is formal: Be sure to pay attention to whether the lending institution or platform has a financial license. If you encounter an informal lending institution or platform, you are likely to be cheated.

2. Whether the loan interest is normal: Some lending institutions and platforms may cheat on the interest, such as advertising low interest rates, and as a result, the approval interest rate is actually much higher, which is very common in small loans. There are also some online loan products that charge "beheading interest". Therefore, people must pay attention to whether the interest rate is at a normal level and whether it has reached a new standard when lending.

3. Are there any mandatory requirements? Some loans may have additional requirements, as well as various service fees and liquidated damages. Be sure to pay more attention to the loan so as not to be restricted in the future.

4. What are the details of the loan? When you apply for a loan from different lending institutions and platforms, the rigor of the review is different, and the information you need to provide may be different. Therefore, it is best to find out what information needs to be provided first, so as to avoid omission and affect the handling of loans.