1. Taxes to be paid for the purchase of commercial housing: deed tax, accounting for 3-5% of the total purchase price and half of ordinary commercial housing, namely 1.5-2.5%. Stamp duty, 0.05% of the total purchase price.

2. Fund: Housing maintenance fund, accounting for 2-3% of the total purchase price, and 2% in most places.

3. Fees: transaction fee, 0.5% of the total house price, and 0.25% paid by both the buyer and the seller. The cost of house ownership certificate varies from place to place, but it does not exceed 100 yuan. The cost of land use certificate varies from place to place, but it does not exceed 100 yuan.

4. In case of mortgage, the following expenses will occur: appraisal fee, which is 0.2-0.5% of the total purchase price. Insurance premium, total purchase price multiplied by loan term multiplied by 0. 1% multiplied by 50%. Notarization fee, loan amount multiplied by 0.03%. Mortgage registration fee, 100 yuan.

Time to pay taxes and fees when buying a house: Pay taxes and fees when handling the real estate license. Generally, developers will ask buyers to pay them when closing the house. The deed tax is levied by the Finance Bureau, so when paying the deed tax, you should go to the Finance Bureau to pay it. Generally, the order of deed tax is purchase-down payment-loan processing-loan approval-qualified approval-entering the delivery process. But some layman's steps are not very rigorous, so it is roughly that after the loan is approved, the developer asks you to pay the house. At this time, you need to approve the core deed tax. If you don't buy a house personally, you still need to pay stamp duty. Individuals who transfer or purchase houses for more than five years and are the only houses owned by families can be exempted from personal income tax. I must provide the household registration book, identity certificate and marital status certificate of family members. , and fill in the "family only housing commitment", after the audit. Individuals who transfer their houses and buy them again within one year can enjoy personal income tax relief according to the proportion of the taxpayer's purchase price to the sale price. Namely: purchase price >; = downward adjustment of house price = tax payable.

To sum up: the property tax charges vary according to different cities and regions. You can find out about it locally when you buy it.

Legal basis:

Provisional Regulations of People's Republic of China (PRC) Municipality on Property Tax

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The tax rate of property tax is as follows:

1. If the residual value of the property is calculated, the annual tax rate is1.2%;

2. According to the rental income of real estate, the annual rental tax rate is12%;

3. If the ad valorem levy is combined with the ad valorem levy, it shall be uniformly levied at the ad valorem tax rate 1.2%.