Individual urban workers and their units must continue to pay housing provident fund for one year. Urban workers shall submit the following materials when applying for individual housing provident fund loans:

1. Four copies of the identity certificate of the individual (hereinafter referred to as the borrower) applying for the loan and the relevant identity certificate of the spouse (ID card or other valid documents are acceptable);

2. Four copies of the borrower's marriage certificate (single certificate, marriage certificate, divorce certificate or divorce judgment, and the spouse must provide the death certificate of the other party);

3. 4 copies of valid vouchers for payment of house purchase price;

4 copies of the income certificate of the borrower and spouse;

4 originals of the legal house purchase contract;

6. The seal of the borrower and his spouse.

In addition, the borrower's housing provident fund deposit certificate must be provided. Please be sure to bring the originals and corresponding copies of these materials.

Housing construction audit information:

1. Pre-sale (sales) permit for commercial housing or approval letter for housing reform;

2. Construction project planning permit;

3. building construction permits;

4. Construction land planning permit;

5. State-owned land use certificate; View floor plan and floor plan.

Buyers who meet the housing provident fund loan conditions can apply for provident fund loans at entrusted banks and handling outlets, or they can apply for provident fund loans at the nearest provident fund management center or sub-center and management department.