Current benchmark loan interest rate
Loans within one year (inclusive): 5. 10%
Loans from one year to five years (inclusive): 5.50%
Loans over five years: 5.65%
The processing flow is as follows:
1. The customer submits the application form and relevant materials to the credit union;
2. Review the authenticity and operating conditions of customers' market operations, and conduct loan investigation and approval in accordance with relevant regulations;
3. Sign the contract text and loan voucher with the borrower, and go through the loan formalities.