This article will introduce the overseas loan products of China Construction Bank, and the following three items are the most popular:
Personal consumption loan
CCB can handle personal consumption loans for customers with tuition fees and living expenses for studying abroad. According to the customer's credit status and loan guarantee method, the maximum loan amount can reach 2 million yuan, and the longest loan period is five years.
Xueyidai
"Learning Easy Loan" is a special-purpose loan product under the current personal consumption loan product of China Construction Bank, which is provided for individual customers who have educational financing needs such as studying abroad and high-end on-the-job education. The loan targets are individual customers who have educational consumption financing needs such as studying abroad and high-end on-the-job education. It is used for tuition and living expenses required for individuals to study abroad or to study for high-end vocational education such as MBA and MPA on the job. The maximum amount of a single-family loan is no more than 6,543,800 yuan, and the loan period is "study time+1 year".
Study abroad new
For high-end customers, CCB also provides a "study abroad pass" service to provide tailor-made designs for customers' children who need to study abroad, covering their entire study abroad cycle. Through cooperation with high-quality third-party professional institutions, we will integrate value-added services such as financial services, investment and wealth management products, and study abroad planning, including study abroad planning, VIP service on international flights, and international emergency assistance. In addition, you can also apply for issuing deposit certificates, preparing a certain amount of foreign currency cash, remitting overseas tuition fees and applying for bank cards at CCB outlets.