Changsha Top Ten Regular Small Loan Companies
1, Tianyuan Jinhong Micro-credit Company
Address: Floor 6, Jingu Building19, Jinxing Middle Road, Yuelu District, Changsha City, Hunan Province
2. Yaming Microfinance Co., Ltd. Yuehu Liaison Office
Tel: *
Address: Building 37, Zone A, Yuehu Market
3. Beisheng Microfinance Consulting Service Center
Tel: *
Address: near Xinmin Road Label: Company Enterprise-Company
4. Wangcheng District Small Loan Guarantee Center for Promoting Employment
Address: near Wangcheng Avenue 100
5. Changsha Yuelu District Jinhe Microfinance Co., Ltd..
Address: No.2 Yuelu Avenue
6. Gao Qiao Microfinance Co., Ltd.
Address: Gao Qiao, West Gate of Gao Qiao Market.
7. Chongge Microfinance
Address: Floor 2 1, Huameiou Building, No.389, wuyi avenue.
8. Changsha Shengfeng Small Loan Co., Ltd.
Address: No.205 Xingsha Avenue, Changsha Economic Development Zone
Tel: (073 1)85284902
9. Changsha Yuheng Small Loan Co., Ltd.
Address: Floor 2, Xinglong International Plaza, Tianhua Road 1, Xingsha Town
10, Changsha Ruiwan Investment Microfinance Company
Store address: wuyi avenue Wuyi Shinkansen 18 1804, Wuyi Square, Furong, Changsha.
Business hours: 24 hours
Business phone number: *
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How to tell whether a small loan company is formal and reliable?
If you want to apply for a formal small loan, the borrower must first find a formal small loan company. Small loan companies emerge one after another, including some companies with irregular operations. Borrowers can find loan companies from the following aspects:
1. Is the certificate complete?
Formal small loan companies hold business licenses, business licenses and other materials, and borrowers must check the integrity of documents when looking for small loan companies.
2. Is there a fixed business place?
Formal small loan companies have fixed business premises and contact information, while informal companies generally only have a website and a mobile phone number. If you want to make sure of this, the borrower had better make a field trip.
3. Is there a charge before the loan?
Formal small loan companies will not ask borrowers to pay any fees before issuing loans. We must keep this in mind to avoid being cheated.
4. Is the expected annualized interest rate of the loan too low?
Although the loan amount you apply for is not high, regular small loan companies will not reduce the expected annualized interest rate of loans. On the contrary, the expected annualized interest rate of loans of small loan companies is higher than that of bank loans.
5. Is the loan procedure too simple?
When looking for a regular small loan company to apply for a small loan, the borrower must provide valid identification, work certificate, income certificate and other materials, so those who claim that they can borrow money only by ID card or household registration book must be fraudulent companies.