Both bank and non-bank finance are acceptable. The required materials are: 1 real estate license, 2 ID cards of the obligee and spouse, 3 household registration books of the obligee and spouse, 4 marriage certificates of the obligee, 5 income certificates (enterprise legal person: four certificates of enterprise, private flow of business, sales contract), and individual: work certificate, punching in. You can contact me if you need anything.