Students’ place of origin loans are applied by the student financial management center or financial institution in the county (urban area) where the students and their parents’ registered residence are located, to help students whose families tide over difficulties and have financial difficulties to pay tuition and accommodation fees for studying at the school. student loans. Student origin loans are mainly targeted at full-time undergraduate, postgraduate, and second-degree students in general undergraduate colleges, vocational colleges, and junior colleges (subject to the list published by the Ministry of Education, and filed in the China Development Bank student loan system efficient). Application conditions for loans from the place of origin: students must be of Chinese nationality, honest and trustworthy, have no bad behavior records, are currently studying at a junior college, and have family financial difficulties; students who apply for credit student loans from the place of origin should have no bad credit records and family financial difficulties. Compared with other loans, the interest rate of loans from the place of origin is low. This is a benefit provided by the state to poor college students, and the loan requires us to repay the loan two years after graduation. The loan amount is different every year. From the first year of college graduation to the third year, this buffer period only needs to return the loan interest every year, from the fourth year, and then repay the loan at the same time according to the interest rate and repayment agreement. capital.