Can I get a loan using someone else’s bank card number?

No

It is not possible to get a loan using someone else’s bank card number. When users apply for a loan, they need to complete bank card authentication. The bank card authentication requires a bank card in the name of the lender. Can I use my ID card information to use someone else’s bank card because the account opening name is the same as the name of the lender? Waiting online

No. The establishment of an intermediate fund account is for transaction verification and posting, and its establishment is a necessary component of the P2P platform. However, at present, the intermediate fund accounts of domestic online lending platforms are generally in a regulatory vacuum, and the right to allocate funds is still in the hands of the platforms. If there is no strict control over time differences and terms, the moral hazard caused by the accumulation of funds in intermediary accounts such as "taking the money away and misappropriating it for other purposes" is extremely high.

Therefore, the intermediary capital account supervises the source, custody, settlement, and attribution of capital flows, analyzes in detail the role of all parties actually participating in credit activities, and monitors the intermediary capital account as a "dedicated account and dedicated fund." It can avoid the possibility of P2P online lending platforms getting involved in illegal fund-raising or commercial fraud, and also facilitate relevant departments to conduct social financing statistics and monitoring analysis.

Extended information

1. Clarify the intermediary nature of the platform and strictly abide by the role of a fund-matching intermediary;

2. Do not collect funds and create a fund pool. Do not illegally absorb public funds, and do not touch the red line of illegal fund-raising;

Third, make it clear that the platform itself does not provide guarantees, and strictly review the qualifications of the introduced guarantee institutions;

Four. Resolutely stop it Forge false borrowers, and oppose borrowing and false borrowing from the platform and its associated accounts;

5. Strictly adhere to information security limits and protect investors and information security;

6. Treat investors The funds are held in third-party custody to protect the safety of investors' funds;

7. Guide investors to invest rationally, clarify charging standards, and do not excessively pursue high returns;

8. Fully carry out information Disclosure, disclose its own operating information, and provide necessary risk warnings;

9. ***Co-promote the construction of industry self-regulatory organizations and promote the construction of a sound credit system;

10. Adhere to universal With the concept of benefiting finance, we are committed to solving the financing difficulties of small, medium and micro enterprises.

Baidu Encyclopedia - I borrow online loans myself, but can I use someone else’s bank card to receive payment?

Hello, no. When applying for a loan, you must provide a bank card in the lender's name. If the payment card provided is not a bank card in the borrower's name, the bank will not pass the review. Can someone else use my bank card to get an online loan?

If it is just your bank card, then it is definitely not possible to apply for a loan. Because he only has your bank card, if he wants to go to the counter, that is to say, the Post Office or the Bank of China, or some other banks to apply for a loan. This must be done by you in person. The bank requires a lot of information, not just bank cards, but also your own personal identity information.