Legal analysis: 1, ID cards and household registration (or other valid residence certificates) of the borrower and co-owners of property rights (both including spouses). 2. Legal and effective purchase contract. 3. The original real estate license of the purchased second-hand house (or real estate license and state-owned land use certificate). 4. Proof of income of the borrower and his spouse. 5 proof of the marital status of the borrower and the co-owner of the property right (including the single certificate). 6. Real estate price evaluation report. 7. Certificate of transfer account issued by the seller (except that accepted by the trustee of provident fund center). 8. Other materials required by the Provident Fund Center.

Legal basis: Article 24 of the Regulations on the Management of Housing Provident Fund: In any of the following circumstances, employees may withdraw the storage balance in the housing provident fund account:

Purchase, construction, renovation and overhaul of owner-occupied housing;

2 retired;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

Rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account will be included in the value-added income of the housing provident fund.