When deciding to apply for a loan, the salesperson will be responsible for explaining the filling method of the application form and informing the loan approval process; After the loan is approved, the sales staff will follow up the formalities of vehicle insurance, license registration and mortgage registration. Basic information of the lender: age 18-60 years old; Have a normal job and a stable income; Have a good credit record. Minimum down payment and loan term: from 20% down payment, the loan term is up to 5 years. Convenient repayment: China Industrial and Commercial Bank can repay conveniently in any of the following ways: passbook; Debit card; China Merchants Bank: insurance during one-card loan: car damage insurance; Third party liability insurance; Theft and rescue; Excluding deductible insurance. During the loan period, the first beneficiary of this policy is Toyota Motor Finance (China) Co., Ltd.