Legal analysis: Step 1: Go to the real estate bureau to sign the second-hand house sales contract and supplementary agreement, stipulate the responsibilities of both parties and the expenses paid by them, and go to the real estate bureau to check the price after signing the contract.

Step 2: The seller holds the second-hand house sales contract, ID card, real estate license, etc. Go to the local tax bureau to file tax returns, pay personal income tax, business tax and so on.

Step 3: The buyer and the seller go to the real estate bureau for fund custody and deposit the down payment into the account designated by the real estate bureau. It should be noted that if you choose a bank to handle the loan, it will be kept in the account of the real estate bureau in this bank to avoid the trouble of loan approval. Keep the escrow agreement for you and withdraw it later.

Step 4: Pay the deed tax, and then register the change of house property right in the real estate bureau, during which many fees will be paid, such as registration fee, handling fee, stamp duty and so on. After it is done, you will get a list, which will be used to get the real estate license after seven to ten working days.

Step 5: Get the real estate license. Step 6: Take the real estate license to evaluate. Note that it is an appraisal institution designated by the loan bank.

Step 7: Take the ID card, marriage certificate, real estate license, appraisal report, second-hand house sales contract, deposit certificate of down payment, custody agreement, income certificate and other things that the bank thinks necessary to apply for mortgage loan (provident fund management needs to borrow provident fund, and the materials to be prepared should be similar).

Step 8: Go to the bank to get the approved loan contract.

Step 9: Go to the real estate bureau to apply for other warrants, which usually comes down in three days.

Step 10: Give the other warrants to the bank and urge the loan at the same time.

Step 11: After the loan is issued, go to the bank to get the loan receipt. Generally, the bank will send you the sixth copy of the receipt, and the third copy will be transferred to the real estate bureau by the bank.

Step 12: The buyer and the seller take the custody agreement, loan certificate, real estate license, ID card and down payment deposit certificate to the real estate bureau to withdraw money. Remember, as soon as the loan comes. There is no interest on your money in the real estate bureau account, and the interest will go to the real estate bureau.

Step 13: The seller draws money with this check.

Step 14: The buyer and the seller handle the house handover, including water, electricity, gas, telephone, broadband and cable TV, and the buyer remembers to give him the seller's land certificate.

Step 15: the buyer goes to apply for the land certificate, and so on, to decorate the house.

Step 16: Buyers start a long life of house slaves until the loan is paid off.

Legal basis: Article 2 of the Real Estate Law shall abide by this Law in obtaining the land use right of real estate development land, engaging in real estate development, real estate transactions and implementing real estate management within the state-owned land in People's Republic of China (PRC) urban planning area (hereinafter referred to as state-owned land).

The term "houses" as mentioned in this Law refers to buildings and structures such as houses on land.

The term "real estate development" as mentioned in this Law refers to the construction of infrastructure and houses on the land that has obtained the right to use state-owned land in accordance with this Law.

Real estate transactions mentioned in this Law include real estate transfer, real estate mortgage and house lease.

Second, the second-hand housing transaction mortgage loan needs to hand over the real estate license to the intermediary company first.

Yes, because the intermediary company needs the real estate license to check the files before it can check whether there is any problem and whether it can trade normally.

Third, the process asked Bengbu provident fund loans to buy second-hand housing, without an intermediary? So, ask for the detailed process.

First sign the second-hand housing sales contract, pay the house purchase deposit, and then sign the mortgage contract if both parties have time, that is, apply for a loan like a bank. Transfer the purchase contract to the provident fund! Then, if the landlord's certificate is in the bank, then both parties need to negotiate who will solve the problem. In fact, it's nothing, as long as the seller gives you a receipt when you pay. Anyway, you have to pay a down payment for the transfer. Then, after the landlord takes out the real estate license from the bank and the bank approves the result, the buyer and the seller will agree to your loan. At the same time, pay the seller a deposit. The taxes and fees are as follows: 1: business tax: 144_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Now the real estate license is your name, and then use your real estate license to collect evidence at the Housing Fair after the house is opened, get the bank mortgage and wait for the bank to lend money. After that, you can move in. It's best to find an intermediary, because you are not familiar with this piece, wasting time and energy, and you may not be able to do things well. Na, pure hand tour, I hope it will help you.

4. The second-hand house has got the loan. What process does the intermediary need to take?

It seems that the second-hand house you bought has been loaned in place. There seems to be such an established rule now. If there is a loan, it is basically an intermediary company to help with the real estate license, and then charge a handling fee. That's basically it now. You only need to hand over the deed tax invoice, the copy of the lender's ID card and the purchase contract to the intermediary, and he will help you with the real estate license. You can just give him a certain handling fee. Generally, he will mortgage the real estate license to the loan bank, not.