The current high housing prices have made many people just need to be afraid. Nowadays, many people have the need to buy a house, but they can't afford a full house, so people choose personal mortgage to buy a house. Because the loan policies in different regions are different, it is necessary to master the local real estate policies, because only in this way can the funds on hand be arranged reasonably and used correctly. If you plan to buy a house in Feixi, how much is the down payment for a house of 1.9 million yuan? How much is the mortgage? Let me show you the relevant information below!

For the purchase of the first home, the down payment ratio of the commercial loan shall not be less than 30% of the total house price, that is, 65,438+0,900,000 * 30% = 65,438+0,330,000 yuan, and the loan period shall be 30 years; Provident fund loans, the loan ratio can reach 80%, the loan amount is 600,000 yuan, and the loan period is 30 years.

If it is a second suite, it shall not be less than 50% of the appraised house price, that is, if the total house price is 1.90 million yuan, the down payment needs 1.90 million * 50% = 950,000 yuan; If the provident fund loans the second suite, the loan amount is 600,000.

Regarding the down payment and mortgage of Feixi house, if you plan to buy a house with a price of 6.5438+0.9 million in Feixi, you should make adequate financial preparations. The down payment is also a big expense, and the monthly mortgage should be calculated. Will it affect your quality of life in the next few years or even decades? The above is the content of Feixi housing loan I provided for you. I hope it will help you!