Provident fund integral loan (namely elite e-loan) is a product of personal online consumer loan of Shanghai Pudong Development Bank. Customers enter through the Pudong Development Bank's electronic channel provident fund integral loan menu, choose the area where they deposit their provident fund, and authorize Shanghai Pudong Development Bank to inquire about the relevant data of their provident fund deposit to participate in loan approval. After that, the customer can complete the loan application by himself, and the system will automatically formally approve it online. After the customer signs the contract online, the consumer loan business of the loan will be completed immediately. The integral loan business can be applied for many times, and the accumulated outstanding balance of various integral loans does not exceed RMB 200,000.

Shanghai Pudong Development Bank provident fund loan conditions

1 The borrower should be between 18-60 years old and have full capacity for civil conduct;

2. No bad credit record within two years, and a stable source of work and economic income;

Applicants need to have a credit card of Shanghai Pudong Development Bank, and the amount is above 20,000. The credit card has no bad records such as overdue, and the credit card has no outstanding debts;

4. Employees who have continuously paid the provident fund for more than 6 months (including 6 months) in the regional housing provident fund center where this business is opened, and whose provident fund payment status is normal.

After the above conditions are met, users can enter through the electronic channel provident fund loan menu of Shanghai Pudong Development Bank, select the area where they deposit the provident fund, and authorize Shanghai Pudong Development Bank to inquire about the relevant data of their deposit of the provident fund to participate in the loan approval. After the customer completes the loan application by himself, the system will automatically formally approve the loan online, and the customer will complete the consumer loan business immediately after signing the contract online.