Gome Easy Card is the first quota installment project in the field of consumer finance under Gome Finance. The products cover revolving line, provident fund loan, online shopping, credit card repayment service and many other services. The maximum amount is 50,000 yuan. The more times you apply for recycling, the higher your credit will be. Belongs to the investigation of credit investigation and credit information. The reasons for refusal are as follows:

1, there is a problem with credit reporting. As we all know, Gome Easy Card is an opening to inquire about credit information. If there is a problem with the borrower's personal credit, even if there is a quota, it will be rejected. Therefore, friends should pay attention to their repayment behavior, otherwise it is basically impossible to remedy the problem.

2. Excessive debt. In order to control the risk of borrowing, the platform will generally have a certain understanding of the borrower. If the small partner's current debt is too heavy and has reached the borrower's repayment limit, it is impossible to get the Gome Easy Card loan. Therefore, Bian Xiao suggested that everyone should control the loan within the scope that they can repay.

3. Personal data is incorrect. It is understood that if the applicant's personal data is incorrect or expired, it will be directly rejected by Gome Easy Card. In addition, the lending capacity of Gome Easy Card is limited. In the case of a particularly large number of borrowers, Gome Easy Card may have insufficient loan quota. It is recommended to apply it again at regular intervals.

What if Gome Easy Card can't borrow the quota?

Gome Easy Card can't borrow a line, so you need to know the reason why you can't borrow it. If it is because there are overdue records in the credit report, then settle the overdue debts first, and then apply for Gome Easy Card later. Because the debt ratio is too high to withdraw cash, you can repay part of the loan first, and then apply for Gome Easy Card. If the application materials are overdue, you can apply for a loan again by filling in the application materials again.

If the user can't analyze the reason, he can directly call the manual customer service consultation of Gome Easy Card.

Gome Easy Card has a quota and cannot be borrowed.

Gome E-Card has a quota and cannot be borrowed:

It may be because the comprehensive score is not up to standard, so it is required to wait 15 days.

1. If you apply for a loan on Gome Easy Card, but you can't get it, you will be prompted to try again after 15 days. It may be that the comprehensive score is not up to standard or the current platform loan funds are insufficient, resulting in a large number of applicants, which leads to the failure of approval. In this regard, you can wait patiently for 15 days before reapplying.

2. However, if the loan cannot be obtained due to insufficient comprehensive score at present, it will take 15 days to try again. It's best to find out the reason why the score is not enough, and then borrow it after solving the problem to avoid being rejected for the same reason when borrowing it again. For example, if the credit is not good, take good care of it; If the debt is too high, find ways to pay off the debt and reduce the debt.

Which loan platform is reliable, with low interest and high pass rate? Loan APP recommended! What are the loan platforms and high quotas that can be used urgently in 2022? Formal loan platforms are fully qualified, and lenders can check whether relevant lending institutions have lending qualifications. Secondly, the formal loan interest is transparent, except for the loan interest, there will be no extra expenses and no beheading.

Top ten loan platforms, top ten conscience loan platforms recognized by the state!

1, Baidu Consumer Finance:

Xiaoman: Borrowers who often use Baidu products can try this kind of credit loan if they are in urgent need of capital turnover. The requirements are not high,18 ~ over 55 years old. Just provide the second-generation ID card and bank card. The daily interest rate is as low as 0.02%, the amount is 500,000 ~ 200,000, and the loan term is 1 ~ 24 months. Loans are flexible and can be repaid as you borrow them.

Xiaoman-Rich Flowers (the second batch) Click online measurement.

2.360 Finance:

360 IOUs: The online loan products of 360 branches are borrowed by credit without mortgage guarantee. Borrowers aged 23-55 only need to provide ID cards and bank cards, and the system can quickly review and collect accounts. The maximum amount is 200,000 yuan, the loan period is 3~ 12 months, and it is supported to be repaid as you borrow.

Click online measurement

3. Ping An Consumer Finance:

Ping An Bank's new loan can provide you with a pure credit loan of1-500,000 yuan. The service period is 12, 24, 36 and 48, and the monthly interest rate is between 1. 1.53%.

Ping An Xin Yi Dai Click Online Measurement