Vehicle mortgage loan process:

1. The lending institution receives the information provided by the applicant;

2. Visit the applicant's home, investigate and estimate the vehicle value;

3. The loan amount originally scheduled by the lending institution.

4. Handling entrustment notarization and loan notarization;

5. The lending institution accepts the relevant documents of the applicant;

7. loans.

Remarks:

General vehicle mortgage loans need to be prepared: ID card, bank card, vehicle registration certificate and driving license.

Before you get a loan, go to Qian Yun!

Second, what does it mean that the vehicle has been mortgaged and registered?

The vehicle has been mortgaged and registered, which means that the vehicle has been mortgaged at the vehicle management office. The vehicle may be mortgaged or mortgaged, and the registration certificate (green copy) of the vehicle is not at the owner's place.

If you want to buy a mortgage car, you need to check the mortgage of the car first. If there is information that "the car has been mortgaged and registered", it means that the car has been mortgaged at the vehicle management office. The car can be mortgaged or mortgaged, and the registration certificate (green copy) of the car is not at the owner's place.

Mortgage cars can be purchased. Generally, the mortgage car will be mortgaged to the lending institution through formal procedures, and various agreements will be signed to ensure the interests of the lending institution.

The mortgage car price of creditor's rights transfer will be much lower than the market price. The mortgage car can run normally, check the car and buy insurance, but it can't be transferred.

The reason why the mortgage car cannot be transferred is because the vehicle has been mortgaged and the ownership does not belong to the original owner, so the original owner is temporarily ineligible to transfer the vehicle to the new owner. As long as all the mortgages are paid off and the ownership of the vehicle is returned to the original owner, then the transfer can be handled.

Vehicle mortgage status can also be queried in the following ways.

1. You can check the motor vehicle registration certificate directly. If the mortgage registration content in the motor vehicle registration certificate has indicated that the vehicle is in the state of releasing the mortgage, it means that the vehicle does not belong to the mortgaged vehicle.

2. You can go to the vehicle management office to inquire, but the regulations must be the owner himself. If the vehicle is not your own, you need to go to the vehicle management office with the owner himself.

You can check with the insurance company. If the vehicle is mortgaged, the first beneficiary of auto insurance belongs to the lending institution. From this aspect, we can also see the mortgage status of the vehicle.

My car is mortgaged, which is the kind of registration certificate.

No, mortgage does not transfer property rights.

Fourth, I also took a green copy of the used car. Recently, I accidentally discovered that 12 123 shows that it has been mortgaged.

Traffic control 12 123 shows that mortgage registration means that the loan has not been repaid or is still being repaid, because the vehicle registration certificate (green copy of the property right certificate) is not in the owner's hand, which is such a state.

It should be pointed out that:

1, Traffic Management 12 123 cannot directly handle the vehicle mortgage business, and the vehicle mortgage registration needs to be handled at the vehicle management office.

2. 12 123 Vehicle mortgage only refers to applying for vehicle mortgage entrustment, and the owner entrusts others to handle the vehicle mortgage business.

3. The entrustment of vehicle mortgage business is valid, and the trustee must handle the vehicle mortgage within the validity period of entrustment.