1, the property with outstanding loan can only be transferred to children 2. Parents and children * * * need to submit: (1) the original registration application, (2) the applicant's identity certificate, (3) the original property ownership certificate, (4) two copies of the property registration form and the property plan, (5) the deed tax payment or reduction. In addition, it should be noted that because it is a property with outstanding loans, the children need to be able to pay off the loans or meet the housing loans when handling the transfer registration, and the remaining loans will be paid off by the children at the time of transfer, or the children will continue to borrow after the transfer.

Legal objectivity:

The Supreme People's Court's Interpretation on the Application of the Marriage and Family Section of the Civil Code of People's Republic of China (PRC) (I)

Article 78

Husband and wife sign a contract for the sale of real estate before marriage, pay the down payment with personal property and borrow money from the bank, and repay the loan with the same property after marriage. If the real estate is registered in the name of the down payment payer, the real estate will be handled by both parties through agreement at the time of divorce.

If no agreement can be reached in accordance with the provisions of the preceding paragraph, the people's court may rule that the real estate belongs to the registrant, and the outstanding loan is the personal debt of the registrant. The amount paid by both parties to repay the loan after marriage and the corresponding value-added part of the property shall conform to the Civil Code at the time of divorce.

The Supreme People's Court's Interpretation on the Application of the Marriage and Family Section of the Civil Code of People's Republic of China (PRC) (I)

Article 1087

The principle stipulated in the first paragraph is that one party to the registration of real estate should compensate the other party.