The house can be transferred by mortgage. The method is as follows: both parties sign a loan contract and agree who will repay the taxpayer. Generally, the seller's loan will be repaid with the buyer's down payment. The two sides signed a loan contract at the bank and settled the loan after the bank loan was approved. After the loan is settled, the ownership certificate will be handed over to the bank, which will lend money and the buyers will repay it on time.

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