1. What will happen if the bank finds out that it forged a running account to make a house mortgage loan?

It depends on the care of the people you meet. It's best not to forge these things in front of the bank. If you find them, you may not be able to get a loan.

Second, is it illegal to make a fake running loan?

It's illegal to make a fake running loan. Do fake running water, loans from banks or other financial institutions. A large amount constitutes a loan crime. The fake bank running water is stamped with the fake official seal of the bank, which is suspected of violating the crime of buying and selling official documents of state organs, enterprises and institutions without permission and the crime of engraving official seals of state organs, enterprises and institutions without permission, and can be investigated for criminal responsibility. What is the punishment standard for making fake running water? The punishment standard for making fake running water is as follows: 1. The maximum penalty is more than three years and less than seven years. Forged bank running water is stamped with forged official seal, and forged bank seal may be sentenced to less than three years or criminal detention or control; 2. Forged bank running water is maliciously used, which may bring losses to the bank, and may be sentenced to less than three years or criminal detention or control; 3. If huge losses are caused or the circumstances are particularly serious, they may be punished for more than three years and less than seven years. Legal basis: Article 193 of the Criminal Law of the People's Republic of China commits one of the following crimes. For the purpose of illegal possession, if the loan from a bank or other financial institution is relatively large, it shall be sentenced to not more than five years or criminal detention, and shall also be fined not less than 2, yuan but not more than 2, yuan; If the amount is huge or there are other serious circumstances, it shall be sentenced to not less than five years but not more than ten years, and a fine of not less than 5, yuan but not more than 5, yuan shall be imposed; If the amount is especially huge or there are other particularly serious circumstances, it shall be sentenced to not less than ten years or, in addition, a fine of not less than 5, yuan but not more than 5, yuan or confiscation of property: (1) fabricating false reasons such as introducing funds and projects; (2) Using a false economic contract; (three) the use of false documents; (four) the use of false proof of property rights as a guarantee or repeated guarantee beyond the value of collateral; (five) loans by other means.

third, go to the bank to mortgage the loan, and the income certificate is a private official seal. What will happen if the bank finds out?

If you do this, you will violate the principle of loan truthfulness, and the bank will refuse the loan.

It won't affect personal credit

Fourth, what will happen if the bank finds out that it forged a running account to make a mortgage loan?

It depends on the people you meet.

You'd better not forge these things in front of the bank. If you find out, you may not be able to get a loan.