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The Green Paper doesn't say that mortgage is a mortgage car?
The Green Paper doesn't say that mortgage is a mortgage car?

The Green Paper did not say anything about mortgage, not a mortgage car. The following is a detailed introduction of the mortgage car: 1. Illegal mortgage car: A vehicle that is used as collateral is called a mortgage car. Illegal mortgage car means that the vehicle is still mortgaged by the vehicle management office and the bank, and it is illegal for the owner to buy and sell such a car privately. 2. Purchase conditions: Check the contents of mortgage registration in the motor vehicle registration certificate. If the final mortgage registration has been cancelled, it means that the secured debt of the car has been fulfilled and it is no longer a mortgage car. If the mortgage registration is not cancelled, the vehicle management office will not handle the transfer procedures.

Clear: Does the fact that there is no mortgage in the Green Paper prove that there is no mortgage?

; ? After the user has applied for the vehicle mortgage loan, the ownership does not belong to him before he has paid off the arrears, but an important step after repayment is to lift the mortgage. Someone asked, does no mortgage in the Green Paper mean no mortgage? Then let's briefly talk about this problem for everyone.

Does the fact that there is no mortgage in the Green Paper prove that there is no mortgage?

In principle, users have applied for a vehicle mortgage loan, and there will be a line of mortgage instructions on the Green Paper. If there is no mortgage, it means there is no mortgage.

In this case, it is likely that the user did not handle the car loan business at first, but the bank's large car loan credit card business, so the user only needs to pay back the amount of each issue like the credit card, and does not need to pledge the Green Paper or apply for mortgage registration. If none of the above is true, users are advised to go to the vehicle management office to check the actual state of the vehicle.

Since vehicles that have not been put on the car cannot be traded or transferred on the market, users must be aware of this, and it is best to bring the settlement certificate and other related materials to put on the car after paying off.

During the repayment period of the car loan, pay attention to maintaining the repayment of each installment and don't be overdue. If the overdue situation is serious, the vehicle is likely to be towed away.

The above is the answer to "Does no mortgage in the Green Paper mean no mortgage?" I hope it helps after reading it. Generally speaking, first of all, it is necessary to find out what the vehicle staging is like, and then it is necessary to find out the current state, so as to know the reason why there is no description of mortgage in the Green Paper, so as not to affect the normal use of vehicles.

The Green Paper doesn't say that mortgage is a mortgage car?

In general, if you borrow money to buy a car, then the car green will have the words mortgage description. If not, it means there is no mortgage.

If there is no mortgage in the Green Paper, it may be that it was not a loan business at the beginning, but a bank's car loan credit card business. In this case, you only need to repay the amount in each installment like a credit card, and you don't need to mortgage the Green Paper.

However, if the loan business is handled, it may be caused by staff mistakes. It is suggested to go to the vehicle management office to find out the reason, and the owner must solve the formalities of car release, otherwise there may be trouble in selling or transferring the car later.

After the mortgage is released, the words "release the mortgage" will be written on the Green Paper. After paying off the loan, the most important thing is to go to the vehicle management office to handle the mortgage cancellation procedures of the vehicle. At the time of loan, the green copy of the vehicle will be mortgaged to the bank and kept by the vehicle management office. At this time, the ownership of the vehicle belongs to the bank, and the owner only enjoys the right to use it. Only after the mortgage cancellation procedures are completed, the vehicle truly belongs to the owner himself.

However, after the vehicle mortgage is released by the vehicle management office, it is necessary to change the first beneficiary of auto insurance in the insurance company. If it is not changed, the first beneficiary of auto insurance when buying a car with a general loan is the lending institution. If the vehicle is equipped with a GPS positioning device in the 4S factory, it needs to be disassembled in the 4S factory.

The Green Paper doesn't say that mortgage is a mortgage car?

Not exactly.

In principle, the user has applied for a vehicle mortgage loan, and there will be a line of mortgage instructions on the Green Paper. If not, it means there is no mortgage.

In this case, it is likely that the user did not handle the car loan business at first, but the bank's large car loan credit card business, so the user only needs to pay back the amount of each issue like the credit card, and does not need to pledge the Green Paper or apply for mortgage registration. If none of the above is true, users are advised to go to the vehicle management office to check the actual state of the vehicle. For users who buy a car in full, the Motor Vehicle Registration Certificate will be issued when the new car is licensed. When the vehicle management office goes through the registration formalities for a new car, the staff at the inspection site will issue it to the owner on the spot, so the Green Club will generally collect it after obtaining the vehicle license.

Because the Green Paper is very important for cars, a car without the Green Paper is like a house without a real estate license, so a loan to buy a car needs to mortgage the Green Paper to a loan company or bank. The owner can only get the Great Green Paper after paying off all the loans, and he still needs to go to the vehicle management office to decompress, otherwise the ownership of the vehicle still belongs to the lending institution.