Personal car loan conditions: (1) People's Republic of China (PRC) (China) citizens, or Hong Kong, Macao and Taiwan residents and foreigners who have lived in People's Republic of China (PRC) (China) for more than one year (Hong Kong, Macao and Taiwan residents and foreigners should also designate local residents with certain economic strength and good reputation as contacts); (2) He is between 18 years old (inclusive) and 60 years old (inclusive), has full capacity for civil conduct and holds valid identification; (3) Having the household registration certificate or valid residence certificate of the place where the handling bank is located; (four) credit records and income levels in line with the relevant provisions of the "China Agricultural Bank personal credit business management approach", and has the ability to repay the credit; (five) if the car purchase behavior is true, you can pay a down payment of not less than the prescribed proportion; If you apply for personal car loan replacement, you must have paid all the car purchase money; (6) Being able to provide qualified guarantee; (seven) before the implementation of credit business, open a current deposit settlement account or bank card account in China Agricultural Bank, and be willing to accept the credit supervision and settlement supervision of China Agricultural Bank; (8) If only the purchased vehicle is used as collateral, the personal credit rating shall be above Grade A (general grade); For portfolio guarantee, tier-one branches shall determine the credit rating access standard; (9) Personal car loan replacement must be applied to the bank within six months after the new car is registered; (10) Other conditions required by the handling bank.
Million car purchase subsidy