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I want to study abroad, but I don't have that much money at home. Can I get a loan from the bank?
I want to study abroad, but I don't have that much money at home. Can I get a loan from the bank?

no problem

Second, I want to study abroad and increase my knowledge, but what should I do without funds? Can I apply for a student loan from the bank?

At present, China Merchants Bank has loans for studying abroad. Some cities of China Merchants Bank provide loans for studying abroad to natural persons to pay tuition fees, living expenses and other expenses incurred by visa applicants or immediate family members during their study abroad. If you meet the application conditions, you can try to contact the outlets to apply.

Requirements:

1. has legal and valid identification;

2. Age plus loan period shall not exceed 70 years old;

3. Have the ability to repay the loan principal and interest on time;

4. Have obtained the notice of studying abroad or other admission documents;

5. Abide by the law, be honest and trustworthy, have no illegal acts, and have not involved any criminal cases or civil cases against them at present;

6. Other conditions stipulated by this institution. The amount needs to be determined according to the proof materials such as the notice of studying abroad. In principle, a single credit shall be at least 1 000 yuan and at most 1 000 million yuan. The specific amount needs to be confirmed by contacting the local outlets. Generally, it is handled by mortgage, and the longest loan period is no more than 8 years (inclusive); With credit, the longest loan period does not exceed 3 years. It is recommended that you confirm with your local outlets whether you can apply.

3. I want to study abroad and learn more, but what if I have no funds? Can I apply for a student loan from the bank?

You can use an unsecured house to borrow money from a bank to study abroad. Take $6,543,800 (undergraduate tuition and living expenses) as an example. Five years, about 6000-7000 yuan a month. Say this sentence, you don't study hard, you don't go anywhere, you don't do well in the national college entrance examination, and you don't have the ability to prove that you can easily get the American SAT.

4. How can you study abroad if you don't have enough funds? ?

If you don't have enough money to study abroad, you can consider the following options:

Work hard: You can earn enough money through your work to pay for studying abroad.

Get Scholarships: You can find and apply for various scholarships to get financial aid.

Apply for a student loan: You can apply for a student loan to get financial support.

Admission concessions: Some universities and colleges offer admission concessions, such as tuition discounts.

Do it before entering school: You can do some work before entering school to earn some extra money.

Generally speaking, it takes planning and hard work to realize the dream of studying abroad without enough funds.