Please see the details:

I. Application for entrusted extraction of business data:

1. Identity information of the borrower:

1. Two copies of the borrower's ID card;

2. The borrower's housing accumulation fund.

(two) to apply for the withdrawal of the spouse's housing provident fund, it shall also provide the identity information of the spouse:

1. Two copies of spouse's ID card;

2. Spouse housing provident fund dragon card (employees can provide housing provident fund savings cards in centralized storage households);

3. The household registration book or the marriage certificate or husband-wife relationship certificate issued by the civil affairs department and two copies.

(3) Other information:

1. application form for entrusted withdrawal of housing provident fund;

2. The repayment voucher of the latest housing provident fund loan, the repayment voucher of mortgage loan in portfolio loan or the payment voucher of individual housing provident fund loan (IOU), and the payment voucher of mortgage loan in portfolio loan (IOU) and two copies.

II. After the borrower and spouse handle the entrusted withdrawal business, the spouse unilaterally stops or increases the entrusted withdrawal of the borrower's spouse's housing provident fund business information:

Stop withdrawing the spouse housing provident fund:

1. Two copies of spouse's ID card;

2. Original Entrustment Agreement 1 copy.

Increase the withdrawal of spouse housing provident fund:

1. Two copies of the borrower's ID card;

2. Spouse ID card and two copies;

3. The household registration book or marriage certificate or husband-wife relationship certificate issued by the civil affairs department and two copies;

4. Spouse housing provident fund dragon card (employees can provide housing provident fund savings cards in centralized storage households);

5. Original Entrustment Agreement 1 copy.

Third, the withdrawal amount.

(1) If the balance of the borrower's and spouse's housing fund account (including housing provident fund, supplementary housing provident fund and monthly housing subsidy, the same below) is greater than the monthly repayment of housing loan principal and interest, it shall be withdrawn according to the amount of housing loan principal and interest repaid by the borrower this month.

(2) If the balance of the borrower's and spouse's housing fund account is less than or equal to the monthly repayment of the principal and interest of the housing loan, it will be withdrawn according to the balance of the borrower's and spouse's housing fund account after retaining one yuan.

Fourth, the extraction time

(1) If the total balance of each fund account of the employee and spouse is greater than or equal to the monthly repayment amount after deducting one yuan, it shall be deposited in the bank for withdrawal within 65,438+00 working days after the employee repays.

(2) If the balance of each fund account of the employee and spouse is less than the monthly repayment amount after deducting one yuan, and the unit where the employee and spouse work has paid the housing accumulation fund of the current month, the bank shall go through the withdrawal procedures within 10 working days after the employee repays.

(3) If the total balance of each fund account of the employee and spouse is less than the monthly repayment amount after deducting one yuan, if the company of the employee and spouse remits money and enters the account in compliance with the rules (1), it will be deposited in the bank for withdrawal within 10 working days after remittance; If it does not conform to the rules (1), the opening bank shall go through the withdrawal procedures within 10 working days after the remittance from the other party.

(4) After the employee repays the loan in the current month, if the employee fails to withdraw according to the above rules, the deposit bank shall go through the withdrawal procedures at the end of each month and withdraw in advance in case of holidays.

Verb (abbreviation of verb) Note:

(1) During the period from the application for entrusted withdrawal to the completion of the issuance of provident fund loans, the borrower and spouse shall not handle the transfer of housing provident fund, change of personal information or report the loss of housing provident fund.

(II) After the borrower handles the entrustment withdrawal business, if the housing provident fund loan account number or the housing provident fund Longka bank savings account number changes or the borrower's or spouse's housing provident fund account changes, the corresponding contents of the entrustment agreement will automatically change and remain valid.

(3) If the borrower's provident fund loan principal and interest are all paid off or the borrower's and spouse's housing fund accounts are all cancelled, the entrustment agreement will be automatically terminated.

(four) the borrower (spouse) to apply for the registration of entrusted withdrawal and change of registration must be handled by the borrower (spouse) in person, and shall not act as an agent.