Withdraw the housing accumulation fund within one year after buying a new house.
First, the extraction conditions:
The employee buys a new house with ownership for self-occupation, and has not applied for a house purchase loan, or has applied for a house purchase loan within one year.
2. Extractable persons: buyers and their spouses, owners and their spouses.
Three. Audit materials to be provided:
1. My valid ID card, certificate of unit extraction, house purchase contract registered and filed by the real estate management department, and payment invoice.
2, the unit to provide the original certificate of extraction, others need to provide the original and copy.
3. When withdrawing the spouse's housing provident fund, the original and photocopy of the spouse's ID card, the original and photocopy of the marriage certificate and the original certificate of the spouse's unit should be provided.
4. Withdrawal amount: no more than the total house price, but if the house has a housing provident fund loan, the withdrawal amount is: total house price-housing provident fund loan amount.
Verb (abbreviation of verb) withdrawal method: transfer withdrawal, that is, transfer to the drawer's personal savings account opened in the bank.
6. Number of withdrawals: one withdrawal can be made within one year from the date of purchase, and the withdrawal time for one year from the time when the purchase contract is registered and filed.
Buy second-hand houses and withdraw housing accumulation fund.
First, the extraction conditions:
The employee buys a second-hand house with ownership for self-occupation and has not applied for a house purchase loan, or has applied for a house purchase loan within one year. The extraction time of purchasing a house for one year is calculated from the issuing time of the property right certificate after the transfer.
2. Extractable persons: house owners and their spouses, house owners and their spouses.
Three. Audit materials to be provided:
1. My valid ID card, certificate of unit extraction, second-hand house sales contract, deed tax payment certificate, and property title certificate after transfer (copy of property title certificate provided with loan).
2, the unit to provide the original certificate of extraction, others need to provide the original and copy.
3. When withdrawing the spouse's housing provident fund, the original and photocopy of the spouse's ID card, the original and photocopy of the marriage certificate and the original certificate of the spouse's unit should be provided.
4. Withdrawal amount: no more than the total house price, but if the house has a housing provident fund loan, the withdrawal amount is:
Total house price-housing provident fund loan amount.
Verb (abbreviation of verb) withdrawal method: transfer withdrawal, that is, transfer to the drawer's personal savings account opened in the bank.
6. Number of withdrawals: one withdrawal can be made within one year from the date of purchase, and the withdrawal time after one year of purchase is calculated from the time when the real estate license is issued after the transfer.
The above are the conditions and related knowledge for withdrawing the provident fund within one year of buying a new house and buying a second-hand house.
(The above answers were published on 20 16-05-04. Please refer to the actual situation for the current purchase policy. )
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