In the United States, withdrawals are usually made by brokers' checks and bank transfers. In China, you need to fill out a withdrawal slip and send it to the broker (usually by fax, which is fast and confidential), and tell the broker to give you the money in the account by sending a check or wire transfer. After a broker receives a withdrawal request, it usually takes 1-2 working days to remit money.

You only need to open a securities account to buy and sell US stocks. The securities account also has the function of a bank account. If you deposit money in this account but don't buy stocks, the broker will pay you interest, but will deduct the tax of 10%. If you want to be tax-free, you can choose to transfer short-term funds automatically, and the brokers will make profits for you.

Deposit method

1. If you have a bank account overseas, you can transfer it from this account to a securities account. If there is no overseas bank account, you need to contact the brokerage firm to solve the transfer problem.

2. If you need to buy US stocks with domestic RMB, then you need to go to the bank to buy foreign exchange. There is a limit to the purchase of foreign exchange, and each person buys 50 thousand dollars a year. After RMB cash is converted into foreign exchange, foreign exchange can be transferred to overseas bank accounts. Most online banking systems provide overseas remittance function, and the charge for each order is generally below 100 yuan, which usually takes several hours to arrive. In this process, it is necessary to abide by the state's foreign exchange management system.

I don't know much. I hope I can help you a little.