The manual approval of the account manager of the ultra-fast loan of the Postal Savings Bank means that the loan application needs the manual approval of the bank account manager. Compared with automatic approval, manual approval is usually more rigorous and meticulous, because the account manager will make a comprehensive evaluation according to the applicant's personal situation, credit history, repayment ability and other factors to ensure the safety and risk control of the loan.

This manual approval method can more accurately evaluate the applicant's credit status and repayment ability, thus reducing the loan risk.