Mutual treasure fails to pay within the time limit, that is, after using mutual treasure to deduct money, the required transfer amount is not paid on the designated transfer date. Mutual treasure is overdue, which may be due to the failure of deduction. If the mutual treasure is overdue, it will affect the sesame credit score and have an impact on personal credit information.

The distribution date of Mutual Treasure is 14, 28th of each month. On this day, the system will automatically deduct the amount to be distributed from the account. If the deduction fails due to insufficient account amount, it shall be paid manually before 24:00 on the same day. If the corresponding amount is not paid on the transfer date, it may have an impact on personal credit records.

The overdue payment of mutual treasure will affect the sesame score, and because of the overdue payment of mutual treasure, the sesame score will also directly affect the loans based on the sesame score evaluation criteria such as ant borrowing, ant flower garden and online merchant loan.

When using mutual treasure, if you have any questions, you can contact the official customer service of Alipay platform for inquiry. You can also call Alipay's official customer service number and ask related questions after connecting to the manual service according to the voice prompts.