You will not be prosecuted if you receive an early repayment notice from the bank. According to the relevant information, the bank's early repayment notice reminds the borrower of the amount and date of repayment of the loan, so that the borrower can repay the loan in a timely manner and avoid additional costs incurred by overdue payments and adverse effects on personal credit records. Early repayment can Reducing loan interest payments is a positive behavior for borrowers.