Hello, are you asking about the loan interest rate of Hangzhou Bank in 2022? The loan interest rate of Hangzhou Bank in the Year of the Rooster in 2022 is 4.97%, because the annual interest rate of the loan for the Year of the Rooster launched by Hangzhou Bank starts from 4.97%, and the actual loan interest rate depends on the customer's qualification. At the same time, the product also supports loans of 654.38+0.65 yuan, so the loan interest rate of Hangzhou Bank in 2022 is 4.97%.
Hangzhou bank loan interest rate
Hangzhou Bank Rooster Loan is a credit loan product tailored by Hangzhou Bank for customers who deposit provident fund.
I. Loan interest rate
The annual interest rate starts from 5.83% (adjusted according to personal circumstances).
Second, the characteristics of loans
1, the maximum amount is 300,000 yuan, and the term is 12 to 36 (the specific amount is adjusted according to individual circumstances);
2. After the audit, the bank will release the quota in 5 minutes at the earliest.
Third, the repayment method
1, equal repayment: automatic deduction according to the number of installments every month;
2. prepayment: it is necessary to communicate with the bank, and whether there is a penalty depends on the answer of the bank staff;
3. The installment method can be equal installment or interest before capital. Under normal circumstances, only enterprises and institutions have the qualification of putting interest before capital, and those with good conditions can apply.
Four. Application conditions
1. Fill in personal data when applying to ensure authenticity;
2. Employer information;
3. The provident fund must meet the local minimum deposit standard and be paid continuously for more than one year;
4. ID card verification;
5. Authorized credit investigation. It is best that the credit investigation is not overdue and there is no loan at that time. Secondly, the loan or credit card is overdue, but the number of consecutive overdue times is less than three and the cumulative overdue times is less than six within two years.
6, mobile phone number authentication, mobile phone number must be real-name authentication;
7. Bank card information, the receiving and deducting bank recognized by Hangzhou Bank.
Verb (abbreviation of verb) application process
1. Use Apple 13 mobile phone ios 15.4 to download the mobile phone of Hangzhou Bank and open the Hangzhou Bank APP (version 5.3.1);
2. Click I want a loan;
3. Choose a rooster loan, apply immediately, and complete the operation according to the system prompts;
4. Wait for the account manager to come to the door and complete the next audit.
Summary:
1. At present, only 16 cities are eligible to apply for loans for the Year of the Rooster, so please check whether your city is eligible to apply before applying (please consult Hangzhou Bank hotline: 95398);
2. Only users of provident fund can borrow money, and the interest rate is very affordable. It is also convenient to review this piece. You can also apply without a savings card from Hangzhou Bank. You can borrow money reasonably according to your own situation.
Will the rooster loan interest rate of Hangzhou Bank soar?
I won't go crazy.
1. The loan interest rate of Hangzhou Bank in the Year of the Rooster fluctuates on the benchmark loan interest rate of the central bank. The benchmark interest rate is 1, and the loan interest rate within 1 is 4.35%; 2. 1-5 years, the loan interest rate is 4.75%; The interest rate for loans over 3.5 years is 4.90%.
2. Hangzhou Bank was established on September 26th, 1996. After more than 20 years of efforts, it has developed into a joint-stock commercial bank with good investment value, good asset quality, strong profitability and comprehensive strength among the top city commercial banks in China. Hangzhou Bank is attracting talents by attracting foreign investment, learning from and absorbing advanced business concepts, and is committed to enhancing its core competitiveness and building itself into a leading bank in China.
Bank of Hangzhou-rooster loan
Bank of Hangzhou-rooster loan
product information
1. line: up to 300,000 yuan;
2. Interest rate: 5. 15% annually and 5.6% in three years;
3. Duration: up to 3 years;
4. Repayment method: repay the interest first, then the principal, so as to borrow and repay the loan;
5. prepayment: no penalty;
6. Payment method: personal account loan.
Application conditions
1. Age: male 23-56, female 23-53;
2. Borrowers: state-owned enterprises, central enterprises, Fortune 500 companies, well-known enterprises and ordinary units;
3. Access conditions:
(1) The number of months of continuous deposit of provident fund is 12 months;
② High-quality units directly apply in the bank white list;
(3) Ordinary units need declare in advance and add a white list.
Application material
Id card 1 piece;
② real-name registration system mobile phone number;
3 bank card.